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PATHWARD FINANCIAL, INC. CASH

Rank #407 · Nasdaq · $1.6B market cap
Audited by Crowe LLP, no going-concern flag in the latest filing.
Score
66.3
P/E
11.1
P/B
1.93
ROE
17.4%
Op. Margin
–%
Debt Ratio
816%

Health Check — percentile rank within this universe, based on the latest annual filing

Valuation ★★★★☆
Good

P/E 11.1x, P/B 1.93x. Ranks in the top 22% of the universe.

Profitability ★★★★☆
Good

ROE 17.4%. Ranks in the top 27% of the universe.

Safety ★☆☆☆☆
Poor

Debt ratio 816%. Ranks in the top 87% of the universe. Above 200% signals meaningful leverage risk.

Growth ★★★★☆
Good

Revenue growth of 13.2% year over year. Ranks in the top 28% of the universe.

Valuation is the relative strength · Safety is the relative weakness (relative to this universe).

Financials annual, from SEC 10-K filings

FYRevenueOp. IncomeNet IncomeEquityOp. Margin%Debt%
2011––$-0.0B$0.0B–2094
2012––$0.0B$0.0B–2524
2013––$0.0B$0.1B–2086
2014––$0.0B$0.1B–1922
2015––$0.0B$0.1B–1288
2016––$0.0B$0.1B–1579
2017––$0.0B$0.2B–2100
2018––$0.0B$0.4B–1103
2019$0.5B–$0.0B$0.7B–684
2020$0.5B–$0.1B$0.8B–636
2021$0.5B–$0.1B$0.8B–622
2022$0.5B–$0.1B$0.9B–668
2023$0.6B–$0.1B$0.6B–946
2024$0.7B–$0.2B$0.7B–1057
2025$0.8B–$0.1B$0.8B–816

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