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CHEMUNG FINANCIAL CORP CHMG

Rank #859 · Nasdaq · $0.4B market cap
Audited by Crowe LLP, no going-concern flag in the latest filing.
Score
57.5
P/E
17.6
P/B
2.13
ROE
12.1%
Op. Margin
–%
Debt Ratio
1312%

Health Check — percentile rank within this universe, based on the latest annual filing

Valuation ★★★☆☆
Good

P/E 17.6x, P/B 2.13x. Ranks in the top 30% of the universe.

Profitability ★★★☆☆
Good

ROE 12.1%. Ranks in the top 40% of the universe.

Safety ★☆☆☆☆
Poor

Debt ratio 1312%. Ranks in the top 95% of the universe. Above 200% signals meaningful leverage risk.

Growth –
No data

Not enough historical filings to compute year-over-year growth yet.

Valuation is the relative strength · Safety is the relative weakness (relative to this universe).

Financials annual, from SEC 10-K filings

FYRevenueOp. IncomeNet IncomeEquityOp. Margin%Debt%
2011––$0.0B$0.1B–1037
2012––$0.0B$0.1B–1210
2013––$0.0B$0.1B–1147
2014––$0.0B$0.1B–1062
2015––$0.0B$0.1B–1061
2016––$0.0B$0.1B–1070
2017––$0.0B$0.1B–1133
2018––$0.0B$0.1B–1135
2019––$0.0B$0.1B–1106
2020––$0.0B$0.1B–1071
2021––$0.0B$0.2B–1139
2022––$0.0B$0.2B–1105
2023––$0.0B$0.2B–1172
2024––$0.0B$0.2B–1512
2025––$0.0B$0.2B–1312

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