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Citizens Community Bancorp Inc. CZWI

Rank #686 · Nasdaq · $0.2B market cap
Audited by Crowe LLP, no going-concern flag in the latest filing.
Score
60.4
P/E
16.4
P/B
1.30
ROE
7.9%
Op. Margin
–%
Debt Ratio
905%

Health Check — percentile rank within this universe, based on the latest annual filing

Valuation ★★★★☆
Good

P/E 16.4x, P/B 1.30x. Ranks in the top 21% of the universe.

Profitability ★★☆☆☆
Average

ROE 7.9%. Ranks in the top 53% of the universe.

Safety ★☆☆☆☆
Poor

Debt ratio 905%. Ranks in the top 89% of the universe. Above 200% signals meaningful leverage risk.

Growth –
No data

Not enough historical filings to compute year-over-year growth yet.

Valuation is the relative strength · Safety is the relative weakness (relative to this universe).

Financials annual, from SEC 10-K filings

FYRevenueOp. IncomeNet IncomeEquityOp. Margin%Debt%
2011––$-0.0B$0.1B–795
2012––$-0.0B$0.1B–874
2013––$0.0B$0.0B–953
2014––$0.0B$0.1B–946
2015––$0.0B$0.1B–930
2016––$0.0B$0.1B–882
2017––$0.0B$0.1B–1027
2018––$0.0B$0.1B–1344
2019––$0.0B$0.1B–1565
2020––$0.0B$0.1B–999
2021––$0.0B$0.2B–989
2022––$0.0B$0.2B–977
2023––$0.0B$0.2B–965
2024––$0.0B$0.2B–1004
2025––$0.0B$0.2B–905

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