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Live Oak Bancshares, Inc. LOB

Rank #1031 · NYSE · $1.6B market cap
Audited by KPMG LLP, no going-concern flag in the latest filing.
Score
54.5
P/E
21.6
P/B
1.60
ROE
7.4%
Op. Margin
–%
Debt Ratio
1195%

Health Check — percentile rank within this universe, based on the latest annual filing

Valuation ★★★★☆
Good

P/E 21.6x, P/B 1.60x. Ranks in the top 28% of the universe.

Profitability ★★☆☆☆
Average

ROE 7.4%. Ranks in the top 55% of the universe.

Safety ★☆☆☆☆
Poor

Debt ratio 1195%. Ranks in the top 94% of the universe. Above 200% signals meaningful leverage risk.

Growth –
No data

Not enough historical filings to compute year-over-year growth yet.

Valuation is the relative strength · Safety is the relative weakness (relative to this universe).

Financials annual, from SEC 10-K filings

FYRevenueOp. IncomeNet IncomeEquityOp. Margin%Debt%
2015––$0.0B$0.1B–633
2016––$0.0B$0.2B–428
2017––$0.0B$0.1B–1669
2018––$0.0B$0.2B–1164
2019––$0.1B$0.2B–1426
2020––$0.1B$0.4B–980
2021––$0.0B$0.5B–1480
2022––$0.1B$0.5B–1408
2023––$0.2B$0.6B–1593
2024––$0.2B$0.9B–1149
2025––$0.1B$1.0B–1195

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