Open Lending Corp LPRO

Rank #375 · Nasdaq · $0.4B market cap

Audited by Ernst & Young LLP, no going-concern flag in the latest filing.

Score

67.1

P/E

16.7

P/B

1.73

ROE

10.4%

Op. Margin

24.8%

Debt Ratio

103%

Health Check — percentile rank within this universe, based on the latest annual filing

Valuation ★★★★☆

Good

P/E 16.7x, P/B 1.73x. Ranks in the top 26% of the universe.

Profitability ★★★★☆

Good

ROE 10.4%. Ranks in the top 28% of the universe.

Safety ★★★☆☆

Good

Debt ratio 103%. Ranks in the top 40% of the universe.

Growth ★☆☆☆☆

Poor

Revenue decline of 34.6% year over year. Ranks in the top 96% of the universe.

Valuation is the relative strength · Growth is the relative weakness (relative to this universe).

FY	Revenue	Op. Income	Net Income	Equity	Op. Margin%	Debt%
2020	$0.1B	$0.0B	$0.0B	$-0.1B	54.6	-12
2021	$0.1B	$0.1B	$0.1B	$-0.1B	67.4	-200
2022	$0.1B	$0.1B	$-0.1B	$-0.2B	52.1	-68
2023	$0.2B	$0.2B	$0.1B	$0.0B	69.7	627
2024	$0.2B	$0.1B	$0.1B	$0.2B	54.4	106
2025	$0.1B	$0.0B	$0.0B	$0.2B	24.8	103