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OLD SECOND BANCORP INC OSBC

Rank #579 · Nasdaq · $1.2B market cap
Audited by Plante & Moran PLLC, no going-concern flag in the latest filing.
Score
62.5
P/E
13.6
P/B
2.71
ROE
19.9%
Op. Margin
–%
Debt Ratio
1080%

Health Check — percentile rank within this universe, based on the latest annual filing

Valuation ★★★☆☆
Good

P/E 13.6x, P/B 2.71x. Ranks in the top 31% of the universe.

Profitability ★★★★☆
Good

ROE 19.9%. Ranks in the top 23% of the universe.

Safety ★☆☆☆☆
Poor

Debt ratio 1080%. Ranks in the top 92% of the universe. Above 200% signals meaningful leverage risk.

Growth –
No data

Not enough historical filings to compute year-over-year growth yet.

Profitability is the relative strength · Safety is the relative weakness (relative to this universe).

Financials annual, from SEC 10-K filings

FYRevenueOp. IncomeNet IncomeEquityOp. Margin%Debt%
2011––$-0.1B$0.2B–1034
2012––$-0.0B$0.1B–2224
2013––$-0.0B$0.1B–2666
2014––$-0.0B$0.1B–2509
2015––$0.1B$0.1B–2574
2016––$0.0B$0.1B–1301
2017––$0.0B$0.2B–1069
2018––$0.0B$0.2B–1400
2019––$0.0B$0.2B–1397
2020––$0.0B$0.2B–1177
2021––$0.0B$0.2B–1193
2022––$0.0B$0.3B–2055
2023––$0.0B$0.3B–1767
2024––$0.1B$0.5B–1025
2025––$0.1B$0.5B–1080

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