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Pioneer Bancorp, Inc./MD PBFS

Rank #1562 · Nasdaq · $0.5B market cap
Audited by Bonadio & Co., LLP, no going-concern flag in the latest filing.
Score
46.3
P/E
29.6
P/B
1.70
ROE
5.7%
Op. Margin
–%
Debt Ratio
628%

Health Check — percentile rank within this universe, based on the latest annual filing

Valuation ★★★☆☆
Good

P/E 29.6x, P/B 1.70x. Ranks in the top 34% of the universe.

Profitability ★★☆☆☆
Average

ROE 5.7%. Ranks in the top 59% of the universe.

Safety ★☆☆☆☆
Poor

Debt ratio 628%. Ranks in the top 83% of the universe. Above 200% signals meaningful leverage risk.

Growth ★★★★☆
Good

Revenue growth of 15.2% year over year. Ranks in the top 25% of the universe.

Growth is the relative strength · Safety is the relative weakness (relative to this universe).

Financials annual, from SEC 10-K filings

FYRevenueOp. IncomeNet IncomeEquityOp. Margin%Debt%
2019––$0.0B$0.1B–1121
2020$0.0B–$0.0B$0.1B–1139
2021$0.0B–$0.0B$0.1B–1057
2022$0.0B–$0.0B$0.2B–696
2023$0.0B–$0.0B$0.2B–724
2024$0.0B–$0.0B$0.2B–655
2025$0.0B–$0.0B$0.3B–628

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