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SoFi Technologies, Inc. SOFI

Rank #2260 · Nasdaq · $21.5B market cap
Audited by Deloitte & Touche LLP, no going-concern flag in the latest filing.
Score
26.9
P/E
-71.5
P/B
4.13
ROE
-5.8%
Op. Margin
–%
Debt Ratio
571%

Health Check — percentile rank within this universe, based on the latest annual filing

Valuation ★★☆☆☆
Weak

P/E -71.5x, P/B 4.13x. Ranks in the top 66% of the universe.

Profitability ★☆☆☆☆
Weak

ROE -5.8%. Ranks in the top 74% of the universe.

Safety ★☆☆☆☆
Poor

Debt ratio 571%. Ranks in the top 81% of the universe. Above 200% signals meaningful leverage risk.

Growth ★★★☆☆
Good

Revenue growth of 11.8% year over year. Ranks in the top 31% of the universe.

Growth is the relative strength · Profitability is the relative weakness (relative to this universe).

Financials annual, from SEC 10-K filings

FYRevenueOp. IncomeNet IncomeEquityOp. Margin%Debt%
2020–––$0.0B––
2021$0.0B–$-0.2B$-0.1B–-8053
2022$0.1B–$-0.2B$-0.3B–-1321
2023$0.2B–$-0.5B$-0.1B–-11222
2024$0.4B–$-0.3B$4.4B–560
2025$0.4B–$-0.3B$5.2B–571

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