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UNITY BANCORP INC /NJ/ UNTY

Rank #528 · Nasdaq · $0.6B market cap
Audited by Wolf & Company, P.C., no going-concern flag in the latest filing.
Score
63.4
P/E
13.9
P/B
1.95
ROE
14.0%
Op. Margin
–%
Debt Ratio
798%

Health Check — percentile rank within this universe, based on the latest annual filing

Valuation ★★★★☆
Good

P/E 13.9x, P/B 1.95x. Ranks in the top 25% of the universe.

Profitability ★★★☆☆
Good

ROE 14.0%. Ranks in the top 35% of the universe.

Safety ★☆☆☆☆
Poor

Debt ratio 798%. Ranks in the top 86% of the universe. Above 200% signals meaningful leverage risk.

Growth –
No data

Not enough historical filings to compute year-over-year growth yet.

Valuation is the relative strength · Safety is the relative weakness (relative to this universe).

Financials annual, from SEC 10-K filings

FYRevenueOp. IncomeNet IncomeEquityOp. Margin%Debt%
2011––$0.0B$0.1B–1068
2012––$0.0B$0.1B–1002
2013––$0.0B$0.1B–1009
2014––$0.0B$0.1B–1115
2015––$0.0B$0.1B–1642
2016––$0.0B$0.1B–1435
2017––$0.0B$0.1B–1381
2018––$0.0B$0.1B–1704
2019––$0.0B$0.1B–1355
2020––$0.0B$0.1B–1319
2021––$0.0B$0.1B–1289
2022––$0.0B$0.2B–1137
2023––$0.0B$0.2B–1072
2024––$0.0B$0.3B–886
2025––$0.0B$0.3B–798

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