WHITE MOUNTAINS INSURANCE GROUP LTD WTM

Rank #255 · NYSE · $5.6B market cap

Audited by PricewaterhouseCoopers LLP, no going-concern flag in the latest filing.

Score

71.2

P/E

11.0

P/B

1.25

ROE

11.4%

Op. Margin

–%

Debt Ratio

107%

Health Check — percentile rank within this universe, based on the latest annual filing

Valuation ★★★★☆

Excellent

P/E 11.0x, P/B 1.25x. Ranks in the top 15% of the universe.

Profitability ★★★☆☆

Average

ROE 11.4%. Ranks in the top 42% of the universe.

Safety ★★★☆☆

Average

Debt ratio 107%. Ranks in the top 42% of the universe.

Growth ★★★★★

Excellent

Revenue growth of 87.1% year over year. Ranks in the top 4% of the universe.

Growth is the relative strength · Profitability is the relative weakness (relative to this universe).

FY	Revenue	Op. Income	Net Income	Equity	Op. Margin%	Debt%
2011	$3.4B	–	$0.6B	$3.7B	–	281
2012	$2.3B	–	$0.1B	$4.1B	–	230
2013	$2.2B	–	$0.8B	$3.7B	–	231
2014	$2.4B	–	$0.2B	$3.9B	–	198
2015	$1.4B	–	$0.3B	$4.0B	–	148
2016	$1.4B	–	$0.3B	$3.9B	–	151
2017	$0.4B	–	$0.3B	$3.6B	–	78
2018	$0.2B	–	$0.4B	$3.5B	–	9
2019	$0.4B	–	$0.6B	$2.8B	–	23
2020	$0.4B	–	$-0.2B	$3.3B	–	26
2021	$0.9B	–	$0.4B	$3.9B	–	26
2022	$0.9B	–	$0.7B	$3.5B	–	93
2023	$0.6B	–	$-0.3B	$3.7B	–	92
2024	$1.2B	–	$0.8B	$4.2B	–	90
2025	$2.2B	–	$0.5B	$4.5B	–	107